Student Loan Calculator | Calculate Your Education Repayments
Blue theme repayment tool
Student Loan Calculator | Calculate Your Education Repayments
Estimate your monthly student loan repayment, total interest, full repayment cost, and the savings from making extra monthly payments in one clean calculator.
Loan details
Enter your balance, rate, term, and any extra monthly repayment.
Your current student loan balance.
Annual interest rate applied to the loan.
Standard repayment period in years.
Optional extra amount paid each month.
Live summary
Quick estimates update while you type.
Standard monthly payment $380.84
Total monthly payment with extra $480.84
Estimated total interest $10,701.20
Estimated payoff time with extra 8 years 2 months
Note: this uses a standard amortized repayment model. Actual lender schedules can differ slightly because of timing, fees, or servicing rules.
Estimated monthly student loan payment
$0.00
Your repayment summary will appear here.
Review monthly payment, total interest, and savings together
Standard Monthly Payment $0.00
Monthly Payment With Extra $0.00
Standard Total Repayment $0.00
Standard Total Interest $0.00
Payoff Time With Extra 0 months
Total Interest With Extra $0.00
Total Repayment With Extra $0.00
Interest Saved $0.00
Time Saved 0 months
How to read this: the standard payment follows your original term. Extra monthly payments can reduce both total interest and the total time needed to clear the loan.
