Budget Calculator
Blue theme finance tool
Budget Calculator
Calculate your monthly income, total expenses, savings, and spending breakdown with a cleaner budgeting tool designed for quick planning and easier decision-making.
Budget details
Enter your monthly income and main spending categories to see how much money you keep or overspend.
Your total take-home income for the month.
Your target savings for this month.
Rent, mortgage, strata, or home costs.
Electricity, water, gas, phone, or internet.
Groceries, takeaway, or dining out.
Fuel, public transport, parking, or rideshare.
Entertainment, shopping, subscriptions, or hobbies.
Anything else not covered above.
Live summary
Quick budget figures update as you change the numbers.
Total expenses $3,400.00
Money left $1,600.00
Savings rate 32.00%
Budget status Comfortable surplus
Tip: compare your actual leftover cash with your savings goal. A good budget is not only about spending less, but also about keeping enough room for savings.
Monthly budget result
$1,600.00 left
Your budget summary will appear here.
Surplus budget
Total Income $5,000.00
Total Expenses $3,400.00
Left After Expenses $1,600.00
Savings Goal Gap $800.00 above goal
Expense breakdown
How to read this: a healthy budget usually leaves room after essential expenses and still supports your savings goal. If your surplus is low or negative, start with the biggest categories first.
